I have always been a money conscious person worrying about every penny I have and even more so when we brought our first house 2 years ago because of the big responsibilities of paying the mortgage, bills etc and making sure we got the best deals we could on everything we bought.
I always knew I wanted to buy my own house so saved for years as a young girl to have the money for a deposit, and even before we were anywhere near buying a property I was buying stuff for the house, Cleaning products, plates, saucepans, cooking utensils, coffee, tea (things that wouldn’t go out of date) etc just to spread the cost over a longer period of time. Some people called me mad for doing this but in the long run it saved us so much time and a larger expense all in one go.
Anyways here below are my top money saving tips that I believe work for me.
1) I tend to go food shopping on an evening as firstly it’s easier as I’m at work all day and secondly you get lots of reduced products and bargains, all fresh but the best before date is close so they reduce the product for quick sale, they reduce them quite a lot too so worth it. Then I just put it all in the freezer to use at a later date.
2) I’m always searching, downloading and using coupons from the internet. You can find 50p, £1.00, £1.50 or more off it’s just knowing where to look then you just print them and take them shopping with and save yourself some money off.
3) Branded products, I used to always say “you can’t beat Heinz ketchup” I now don’t believe you can always tell the different in shop brands to named brand products. Same as things like tea, I absolutely love tea but I’ve brought Aldi’s own brand tea and drank PG tips, Tetley, Yorkshire tea, and decaf tea and I honestly personally can’t taste the difference except the price difference. Others may disagree.
4) Do your research first I am always comparing prices online between supermarkets to see where the best price is, Asda, Sainsburys, Morrison’s & Tesco but I will only go if it is not to far out and worth it. I do feel, in my opinion Sainsbury’s and Tesco are a little expensive and over price their items.
5) Store point cards, get them I know it’s a pain having lots of cards in your purse but it is so worth it, Morrison’s “more” card offer points every time you spend and when you reach 5000 point you get a £5 off voucher to use on your shopping plus lots of other vouchers. It doesn’t take long to collect the points up.
6) Instead of always buying bin bags, I know there not that expensive, So I use the free charity bags that come through the door, some weeks we get none, others we get 3/4 bags and because there is only 2 of us and we recycle everything we can, we don’t get through many, usually one a week maybe more.
7) Stamps, most of us will use these in everyday life, over the years I have seen and watched the prices creep up and up for a single stamp. I don’t mind, but I do think now 64p for a 1st class stamp and 55p for 2nd class is getting a little on the expensive side. My tip to you is this, when you received a letter in the post check if it has been franked, scribbled on or defaced etc…?! if not great news carefully peel it off and reuse it. Easy right?… NO, you need to be very careful not to tear or leave any previous paper on it and make sure it is stuck down properly, I can’t remember the last time I brought a stamp or a book of stamps for that matter.
Everyone may have their own saving ideas that work best for them, but these are mine.
* Remember, also don’t leave your change behind – every penny counts!
Would love to hear your money saving tips!