Category Archives: Collaborative Posts

How to decide if gambling is right for you?

I have never been a gambler of any sort, other than playing the odd game of the national lottery – if you class that as gambling and only ever been in a casino 3 times and even then I think I only spent £10 but it’s all for fun and I know when to stop.   

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There are so many ways, from online sites and shops now where you can access machines to play a game of roulette or card games, but with Online casinos it shows you the Top 10 best online casinos rooms and includes reviews of explaining what each site is all about meaning you can easily scroll down looking for who has the most stars, again helping to guide you into making the right decision and lastly If there are any promotional offers running for better chances of winning and how much can be won 

My top tips for playing safe 

  • Know your limits, if you don’t know when to stop then it’s not a good place to start as you could get into a lot of trouble not to mention debt.   
  • Set a money limit and stick to it – have a look at your finances and see how much you could spend without jeopardising other responsibilities 
  • Set a time limit and stick to it – try to allocate a time when you will leave the venue or website to help you stick to your budget 
  • Expect to lose and treat any winnings as a bonus – treat gambling just like going to a concert or out to eat: don’t expect to get your money back at the end 
  • Have other hobbies and interests – make sure that you keep up with other hobbies and interests 
  • Be open and honest about your gambling – if you find yourself struggling to be honest about what you’ve spent or how you’re spending your time, consider finding some help 
  • Understand the game, odds and house edge – knowledge is power!  
  • Only use cash – a great way to stay on budget 
  • Quit when you are ahead 
  • Don’t gamble alone – making sure there is someone who can take care of you is a great idea 

Things to Avoid 

  • Borrowing money to gamble – it’s not advisable to borrow money or lend someone money to gamble, and there is no guarantee you will get it back 
  • Developing strategies for gambling games – the definition of gambling means there is always a chance you could lose more money 
  • Trying to win back money you have lost – this might seem like a good idea, but can be a slippery slope 
  • Keep playing until you get lucky – by then it might be too late 
  • Believe you will win – confidence is key with lots of things in life, but not gambling. In fact it’s probably better to expect you will lose! 
  • Gambling for a long time without a break – always take a break 
  • Gamble as a way to cope with bad feelings – gaming when you’re feeling low might seem like a distraction, but might make the problem worse in the long ru

This is a Collaborative Post, However all thoughts & Opinions are my own 


Only You Can Change Your Life! (But These Suggestions Can Help)

Yes, it’s true that the only person that can significantly improve you your life for the better is yourself. Although taking stock of your problems and then finding the courage to change things isn’t always easy, not that anything ever was. With that in mind, check out my post below on the things you can do, big and small, to change your life for the better.

Body positivity.

One thing that can cause us untold misery is always feeling like we have to be on a diet, or when we are not, having to explain it away as a cheat day or something like that. In fact, it’s such a big deal that there is whole diet industry that has sprung up around women’s perceived need to lose the weight.

However, something that can help you rid yourself of all these body worries once and for all is to embrace a more body positive standpoint. Body positivity, something you can read more about at, is a movement that has been gaining moment on social media recently, and it about recognising the value of all bodies no matter what their size shape, colour, gender or ability.

In fact, it’s all about embracing who you are now, and not waiting until you have lost those extra pounds before you go out and live a meaningful life. A concept that for many people could be utterly radical and life-changing.

Put yourself first.

Too often we are accused of being a selfish person if we put ourselves first. However, if you do it in the right way it can change your life for the better. Now I’m not talking about cutting in line, or always taking the biggest piece of cake for yourself here. Instead, putting yourself first is about identifying your values and goals and prioritising actions that are in line with these.

What this means is that if you feel called to be an artist but everyone around you expects you to be a lawyer, you choose actions that will bring you closer the first target. Now, I’m not saying this can’t be tough, because dealing with other people expectations of you can be difficult, however, as Dr Seuss once said, “Those that mind don’t matter, and those that matter don’t mind,” so embrace putting your wants and needs first, it might just change your life!

Its OK to ask for help.  

Now while the message of this post is about what we can do to change our lives, it is essential to not confuse this with believing we have to do this all on our own. In fact, while it will ultimately be us that makes those changes and does the work, there are so many people out there whose sole purpose in life is to help us with this.

Now, there are many different people you can reach out to if you are looking to shift things, stop bad habits, or start positive new ones. In particular, those folks that are looking to make a change in their career, exercise habits, or life habits may consult a specialist coach. Someone that will be able to help you identify where you are not satisfied and take action to change this, as well as hold you accountable.

Asking for help can change your life.

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Of course, some issues in life are more serious such as physical and mental health problems and so may need a more significant level of assistance. However,  you will be pleased to know that there are a lot of people out there that can assist in your recovery from these as well.

Obviously, the first port of call is usually the doctor if you are concerned about these sorts of issues, as they can offer diagnosis and support. Then you are free to choose from a range of options which include residential treatment like the ones mentioned at

for addiction. Something that can make dealing with such a severe problem a little easier for all those concerned. Then there are outpatient services for mental and physical health ailments as well, which offer treatment designed to rehabilitate you and can help you make the life changes steps to back to normal, as soon as possible.

Unplug once in a while.

Lastly, one of the most impactful changes we can make in our lives is to unplug our devices for a while. Yes, everyone has smartphones, and yes, it means we are continuously connected to one another as well as a huge source of entertainment and information, all of the time.

However, this doesn’t necessarily mean its positive to be plugged into the net consistently as the post at In fact, it can quickly become a crutch for reassurance, and avoidance of other issues in your life that need to be resolved.

To that end, do you self a favour and regularly unplug now and again, and take some time to proverbially smell the roses, it might just change your life.

How to Prevent Wedding Planning Arguments

No one wants to have constant arguments with the person they love, but that’s what so often tends to happen during the wedding planning process. Sure, you’re both going to have opinions about how the wedding should pan out and how you should plan it. However, there are things you can do to make sure that you don’t have as many of those arguments. It’ll make your experience of planning your wedding a lot less stressful, which makes these tips more than worth your time.

Discuss Everything

Talking can be one of the best ways to avoid arguments, and this is a piece of advice that applies to your everyday life as much as it does your wedding plans. But it matters even more when you’re planning a wedding because there are so many little decisions that need to be made, and they should be made together. You’ll be able to work through disagreements more easily if you talk about them.

Don’t Take Over

Sometimes, one person can take over most of the responsibilities of planning the wedding. And let’s face it; it’s usually the bride. This often happens because the groom is less interested in the process, but it’s still worth trying to do things together and make all of the decisions collaboratively. That way, you’ll both be kept in the loop at all times, and that has to be a good thing.

Get the Finances Clarified Early On

You need to know where the money for this wedding is going to be coming from because arguments over money are very common, especially when you’re planning a wedding. There are wedding loans with bad credit you can make the most of if you need some extra help. Or you might be getting money from your parents. Whatever the solution is, it needs to be clear and agreed on.

Support One Another

There is a lot of stress that’s going to be experienced when you’re planning out a wedding, and that means you will all need to get better at supporting one another. If you don’t, the stress could get the better of you or your partner, and that’s when the major arguments can start to break out. So just try to get better at supporting one another throughout the whole planning process.

Pick Your Battles

There are going to be disagreements between you and your partner when you plan your wedding. But you can’t create a big drama out of every little issue. If you do, you’ll both be wanting a divorce before you’re even married. Try to pick your battles and only make your point forcefully if it’s something that you’re really passionate about.

Arguments are pretty much par for the course between brides and grooms when they’re in the wedding planning process. However, these are never helpful and they don’t have to happen. If you follow the guidance that’s been laid out for you here, you’ll be able to avoid most of those planning arguments.

Everyone loves freebies – My Top Tips 2018

Everyone loves a good freebie…right? Well, I know I certainly do, whenever I get a spare 10 minutes or so I like to search the internet.  In the past, I have had all sorts of freebies through the door, fabric conditioner, makeup, food, perfume, nappies and much more.  The type of freebies changes on a regular basis so you get lots of different ones.

There are so many sites out there for freebies now but one of the ones I use is gratisfaction. Gratisfaction is the UKs fastest growing freebies site. They bring you the latest free offers throughout the day, every day to bring you the very best free stuff for you,  your family and even free pet stuff for your furry friends.

You can request lots of different sorts of freebies, from perfume, food, nappies, cosmetics, laundry tablets and much more, you’ll be silly to miss out but you must be quick as they go super-fast.

My top tips for 2018

  1. Use cashback sites such as Quidco and top cashback more often to purchase good and get money back for spending.
  2. Check your Gas & Electric company see if you can switch and save some money
  3. Look out for freebies on freebie websites such as Gratisfaction, and much more
  4. Any leftovers from meals such as meats, veg cut and freeze and use it in curry’s or various meals later on to save food waste.
  5. Try and sell and unwanted gifts or unused stuff on facebook, spock or eBay.
  6. Do a freezer and cupboard inventory and organise meal plans from that.
  7. Check supermarkets for their reduced sections, you can get some products at good prices that are still fresh.

For more tips, you can read my previous post of my Top Money Saving Tips

*I was compensated for writing this review, but all thoughts & opinions are my own. 

Top 5 Ideas For Remodeling Your Garage

Are you looking to create more living space in your home?

Maybe your son just got home from college and is looking for a little more privacy. Or maybe your house is filled with kids and you’d really love it if you could create a man cave or a quiet place for your wife to get away from the kids for a while.

Whatever your reasoning may be, remodelling your garage and turning it into a proper living space is definitely a great idea.

Here are five ideas to help you get started.

Kitchen Expansion

If your kitchen is currently located right next to your garage, it’s certainly possible to knock down a wall and expand your kitchen, in particular, the dining area.

If you have a large family, or you regularly like to entertain friends and family members from out of town, knocking down your garage wall to expand your kitchen is definitely going to be a great idea.

And if you have a two-car garage this is even better.

You can still keep half of your garage for one of your cars and convert the half closest to the house into additional space for your kitchen.

Consider this excellent expansion idea today.

Do You Need a Suite for Your In-Laws?

Are your in-laws getting older and in need of additional help?

If you have an existing garage on your property, you can definitely turn it into an in-law suite.

On the other hand, if your property is large enough, your other option is to consider choosing one of many metal garage kits to build a metal garage that you’ll convert into an in-law suite.

No matter what your approach happens to be, the important thing is that you create a comfortable living space for your in-laws.

If having them live in the main house will be too much of a burden on everyone, converting your garage into a space of their own could certainly be the best option.

Building a Private Home Office

If you work from home, it’s often difficult to get anything done when you have kids running around all day long.

Turning your garage into a home office is a great way to have a secluded place to work outside of the main house.

By taking advantage of the space, you’ll be able to work quietly on your most important projects, earn money to pay the bills, and still keep everyone happy.

Sounds like a win-win situation to me!

Game Room/Playroom

If you live in a small house, your family might not have enough room to play.

Converting your garage into a playroom or game room is going to be fun for the whole family.

By harnessing this veritably unused space, you’ll create a fun space for your kids to hang out and play, do homework, and they’ll even have a safe place to socialize with other neighbourhood kids.

Plus, you’ll win the Mom and Dad of the Year Award! So that’s always nice.

Adult Bar/Playroom/Man Cave

Every man dreams about it, but we hardly ever get our wish.

If your significant other is willing to give it a chance, you can convert your garage into a man cave with a bar and it can also act as a playroom for adults.

After the bar is added, think about adding a dartboard, a pool table, some standing video game machines, a TV with the sports package, and any other bells and whistles that you might desire.

You work hard and you deserve it. So convert your unused garage into a fully functioning man cave right now.


Are you finally ready to remodel your garage? Consider these five ideas if you’re having a hard time figuring out what to do with your space. After all noise and dust, you can surprise your Mrs.and decorate with Scarlet Sage Seeds by Seed Needs!

Working From Home? What Nobody Tells You About Making It Work

So, you’ve decided to quit your job and work from home? Or maybe you’ve found yourself staying at home because you’re on maternity leave, or perhaps while you’re recovering from an injury? If there’s one thing that you know about working from home, even if you’ve got no experience of it, it’s that it’s never going to be like working in an office. Indeed, staying at home means that you can more easily manage a balanced work/life time. For a new mommy, for instance, this means that you get to be there for your child. For someone recovering from health issues, this means that you don’t have to face the exhaustion of commuting or the stressful office politics. But being your own boss is not all about freedom! It’s hard work too, and you need to be ready to tackle unexpected challenges to make it work.

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Passion isn’t enough

Contrary to what most office job specs say, motivation isn’t enough to make your home-based work work. When you’re your own boss, you need to think of the bigger picture and establish your business plan. Having an idea is a great start, but it’s not enough to launch a successful business – even a one-person business. You need to have a strategy to follow to target the right market and approach clients and potential investors. In other words, if you’re new to this part of the business world, you have to start with researching the market to define whether your idea is viable and whether there’s an audience for it. For instance, if you want to offer handmade wedding cards, get in touch with wedding planners and venues to discuss the requirements of their clients and find out who your competitors are.

What’s your work uniform?

Workwear might seem like the kind of things you’ve left at the office, but in reality, the clothes you wear affect your mood. It’s fair to say that if you choose to wear pyjamas all day, you might find it hard to be productive. Indeed, if you’re dressed for bed, you can’t expect your brain to assume that it needs to be focused and alert. Admittedly, it doesn’t mean that you should wear your best blazer and skirt to work from home, but you can pick active and engaging combination from Chesca Direct to put yourself in the right mood. Admittedly, what you do will impact on your choice of clothes. A creative business-owner is more likely to work in craft clothes, while a desk worker will choose the comfort of trousers and a shirt.

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Home office = work mindset

Last, but not least, your home office setting matters. You can’t work on the corner of the kitchen table. You need a space that is dedicated to your business. Find a quiet spot in your home to establish your workplace. You’ll also need to keep your documents and clutter under control, using folders, drawers, and storage facilities. A messy desk means a messy mind!

In other words, when you decide to work from home, you need to approach everything you do with a business-like mind. From the moment you launch your freelancing idea to your workplace setup, it’s only by bringing professionalism to your home-based enterprise that you can make it work!

Top Ways to Keep Your Dog Healthy and Happy for Life

If you are a dog owner then you will know how great it can be to watch your dog grow and develop. You will also know how great it is to watch them get their own personality as well, and nothing can quite compare to this. The one thing that you need to do when you get a dog is you need to make sure that they are healthy and happy at all times. You also need to make sure that they are given the support they need as they age as well, and there are plenty of ways that you can do this.


Exercise for puppies or fully-grown dogs can vary. It can range from just the basics to intense and full-on activities. You can choose to take your dog out on a daily walk or you can choose to take them to agility training classes. Dogs need exercise, but you really are in charge of how intense or fun that exercise is. Even the simplest activities can go a long way with your dog, and this is great if your lifestyle doesn’t allow you to take an hour-long walk every single day. The second thing that you need to take note of is that you need to change things up for your dog from time to time. Try and take them to a different field to play, or play fetch with them off the lead. You can also make your own obstacle course outside in the garden if you want because this can be super fun for you as well!

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Stimulate your Dog’s Mind

Dogs really are instinctual creatures. They are also known for being interactive and very intelligent. They often look to you to provide them with a lot of opportunities to test themselves. They need new stimuli every now and again as well. For this reason, it’s super important that you try and challenge your dog’s mind. Try and practice new tricks with them or even try and introduce them to other dogs from time to time. Take them out on new walks, mix it up by buying them new treats or try and teach them to do something difficult. There are so many ideas out there to get you started and they can all make a huge difference to the quality of life that your dog has.

Routine Care

Routine care is really one of the most important things that you can do for your pet. This is especially the case since animals themselves cannot communicate directly and this is especially the case when they do not have any biological needs. It’s super important that you try and give your pet a nice and varied diet and this is so you can help them to avoid any digestive issues. If you are noticing that your dog is a bit more tired than usual or if you know that they have experienced some digestive issues recently then check out this guide from Simplewag’s solutions.

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Meeting their Nutritional Needs

Dog owners also need to make a special effort to try and understand the nutritional needs that their pets have. This can be difficult because you may be trying to find out information that isn’t always obvious. One good way for you to try and make sure that your pet is healthy is to try and introduce a supplement into their diet or even try and swap them to a better, more nutrient-filled diet. When you are able to do this, you can really help them to stay healthy and you can also ensure that they have a nice, glossy coat as well. If you are concerned about switching up your dog’s food then this is completely understandable, but one thing that you can do is to try and give them treats that are good for them such as rawhide or even try and bake them doggy treats. When you make your dog treats yourself, you can easily know what is going into their food and you can also help them to have fun when they have done something good.

So there are plenty of ways to make sure that your dog is getting the nutritional help that they need and it is very easy for you to try and keep them healthy as well. If you want to find out more then you can easily talk with your vet to find out if your pet has any specific needs that you need to meet as well.

Fun Things to Do with Your Dog

Image result for A big, friendly dog hoping to go to the #WestministerDogShow.

If you and your family own a dog, you have endless opportunities to have a good time. Dogs love to be entertained as much as they are entertaining and spending quality time with the dog will bring you all so many rewards. It’s lucky then, that there are so many fun things you can do with your four-legged friend…

Teach Them Agility

Have you ever watched dog shows? If you do you’ll no doubt have seen those perfectly trained pooches running through tunnels, jumping over fences and having a wail of a time with their owners’ as they do it. You don’t have to be a professional dog trainer or into competitions to get in on this action. You can buy many home obstacle courses, or find them in your community, where you can teach your dogs a few new agility based tricks just for fun, and it is a lot of fun!

Check Out Their DNA

If your dog is not a pure breed, you’ve probably wondered from time to time exactly which breeds they are made up of, well now you can find out and it’s surprisingly fun. As you can see from these Certapet’s DNA test recommendations, lots of dog owners are giving their pooches DNA tests to find out what they’re made up of. Many of them then post the results of social media to add to the fun. It’s like doing your family tree, but for your dog which instantly makes it so much cuter.

Volunteer with Them

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If you own a pet dog, you’ll know that they can make everything better. No matter how bad you’re day has been, when you see your dog’s happy face and you sit down to stroke his silky fur, all of your cares melt away and you feel good again, at least for a little while. So, why not bring some of that joy to others? Animal-assisted activities are popular at retirement homes, nursing facilities, rehabilitation centers, in search and rescue scenarios and so many other places where people could do with a boost, and volunteering yours and your dog’s time will be so rewarding. It will teach the kids about the importance of helping others, and show them that doing so can be lots of fun, too.

Go HIking with Them

There’s nothing like getting out in nature with your faithful friend by your best side to make you feel like all is right with the world. Dogs love exercise and they love being able to explore new terrain, and all of the wonderful smells they find there, whenever possible. Their obvious lust for life and delight in the simple pleasures of nature will undoubtedly rub off on you all and ensure that you too appreciate nature as much as it should be appreciated. Just be sure to check any rules and regulations regarding dogs before you head to any given area.

Hit the Dog Park with Them

The great thing about the dog park is that not only do you get to benefit from having quality time with your own dogs, but you have the privilege of being surrounded by lots of cute critters from all around the neighborhood. You’ll have lots of simple fun watching them run around, play and do silly things and if you’re lucky, you’ll get to pet more than a few of them too. Your dog will adore it and so will you.

Do Yoga with Them

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Yes, dog yoga, or Doga as it is known to aficionados of the activity is a thing and you know what? It’s great. It combines the calming benefits of yoga with the soothing benefits of your animal’s presence, and it ensures that you both get a gentle workout in., What could be better than that?

Teach Them New Tricks

A lot of people look upon training their dogs as hard work rather than something that can be done for fun, but it can actually be very entertaining. Watching your dog pick up new skills and teaching them funny tricks like pretending to play dead or teaching them how to play hide and seek will give you hours of entertainment, and because your dog will become more obedient throughout your training, you’ll be able to have more fun outside the home with them too.

Teach Them Tracking

Speaking of hide and seek, teaching your dog to track other objects apart from your and the kids is surprisingly good fun, Hide a favorite toy or treat and see how long it takes them to find it. Whoever’s hiding skills prove the biggest challenge gets a prize!

As you can see, if you have a dog, you truly never need to be bored again!

Tips for Boosting Workplace Productivity

Whether you run your own business or you work for a large corporate company, productivity can make a big difference in what you achieve both financially and from a career perspective. Being productive isn’t a trait that you are either born with or you just don’t have, it is an art that can be developed through techniques and perseverance.

You probably don’t need a rundown of why productivity is so valuable; you already know that it means that you can get more work done in a shorter amount of time. But perhaps you haven’t quite mastered it yourself, or you often find your mind drifting away from the task at hand. You find social media distracting or you like to have a quick chat with your colleagues throughout the day. Whatever it is that is stopping you from being more productive, you want to get it resolved as soon as possible.

Here are some tried and tested methods of boosting productivity:

Exercise – Going to the gym before you go to work or even having a bit of a power walk on your lunch break can give you an energy boost. What happens when you exercise is that you increase the blood flow to your brain, making you more alert. Some people cannot function in the morning without a strong coffee but exercise can give you that same buzz but a natural one, so it is much better!

Timing tasks – If you are doing a particular task on a regular basis, time how long it takes you to do that task. Don’t let the quality get compromised if you need to make sure it is top quality work. Take the right amount of time but fully concentrate on the task. The next time you perform that same piece of work you should be aiming to hit that same amount of time, so time yourself doing it again. What this does is it makes you concentrate harder and push distractions aside because you have a time target.

Pomodoro Technique – A bit of a variation on the timing element but along the same lines, the Pomodoro Technique is a time management method that people have been using for nearly 40 years. It is based around segmenting your work into 25-minute slots, where you do the work for 25 minutes and then you get up and have a short break from your work. Only a minute or two, just enough to think about something else for a minute. Then you start on the next 25-minute slot of work and repeat.

Rewards – Reward management is an important part of engaging employees and engaged employees are proven to be more productive. If you work in HR then you will probably know a lot about this already and the proven results of providing rewards through pay modelling. You can find out more about that if you visit this website.

Pay isn’t the only way that you can use rewards to improve productivity. Many businesses have sales targets and prizes for those who perform well. Or you can have an employee recognition scheme where productivity is rewarded with a certificate or even just an email that shows recognition to the employee.

Sometimes a simple ‘thank you’ is enough to show someone how much you appreciate their work and that in turn often inspires them to be even more productive afterwards. Always make sure that saying thank you is genuine and personal, i.e. you have noticed how good a job they have done and why, not just a general thanks at the same time every week/day.

Be Your Own Boss With Boost Capital

I would love to be my own boss and work the hours and days I want,  especially since having my little boy. I want to spend every day at home with him watching him grow up and not missing a moment.

Quite a few years ago now I did start up my own small card business called Kim Cooper’s Crafts, which, you can find it here Kim Coopers Crafts . I make and design cards for all occasions. A few months ago, I branched out into wedding stationery but unfortunately it hasn’t taken off properly, as I haven’t had the time or money to put into it whilst being on maternity leave.  I would love to be able to get it up & running properly and with the help of merchant cash advance from Boost Capital I may just get the help I need.

My Top Tips

  1. Write a Business plan – A solid business plan will guide you going forward, even if your plan is to be just a solopreneur or freelancer. It’s also needed for presenting your idea to potential investors. Your business plan should include a mission statement, a company summary, an executive summary, a service or product offerings, a description of a target market, financial projections and the cost of the operation.
  2. Get clients or customers first – Don’t wait until you’ve officially started your business to line these up, because your business can’t survive without them.  Do the networking. Make the contacts. Sell or even give away your products or services. You can’t start marketing too soon.
  3. Never Give up – No matter how hard it may be, there are plenty of people and organisations out there that will be able to help you or put you in the right direction of where to go. Plus with the support from family and friends you can achieve your goals.
  4. Spread the word – Ask companies to put business cards in their shops or leaflets with discount code offers around for people to use.
  5. Establish a budget – Once you determine how much money you’ll have to work with, figure out how much it will take to develop your product or service and create a marketing plan, you don’t want to be out of pocket.